Monday, April 8, 2019

New Government Rules from 1st April 2019, in India from New Financial Year.



With effect from 1st April 2019, there are so many important rules relating to Banking sector, Mutual Funds, EPF, PAN cards and few more things are getting changed with onset of new financial year.

New Government Rules from 1st April 2019, in India from New Financial Year.

Following are some of Important Rules set to change from 1st April 2019:


SEBI Rules:  Some of SEBI rules in relation to Mutual Funds are set to change . As per new rule the, the Total Expense Ratio (TER) would be 2.25. This fee will be collected from investors. It is 1.25 percent for close-ended schemes. TER will be 1 percent for any schemes other than equity schemes.

BANKING: Now all banks have to link loan rates to an external benchmark. This will become mandatory as per RBI directions. Due to this action there are chances of cheaper loans.

New Government Rules from 1st April 2019, in India from New Financial Year.

INCOME TAX:

  •  No Income Tax on Notional Rent
  •  Change in Tax Rebate, there will be increase in the tax rebate from 2,500 to Rs.12,500. This will be applicable to individuals having net taxable income up to Rs. 5 lakhs.
  •  Standard Deduction hiked to Rs.50,000
  •   Increase in TDS Limit- This is for interest earned from banks and post office deposits, the deduction of tax at source has been increased from Rs.10,000 to Rs.40,000.
  • Standard Deduction hiked to Rs.50,000


SHARES : From 1st April 2019, All shares hold in digital format ( in DMAT  Account) are considered to be valid. If you have any share certificates in physical form (hard copy certificates), then please get it converted to digital form  to your DMAT account. There will be no transfer of physical shares from 1st April 2019.

PAN CARD: 31st March 2019 is the deadline for linking your Aadhaar card number to your PAN card. If you fail to do that, your PAN card may become invalid.
ELECTRICITY BILLS : Electricity bills will become prepaid. You recharge your electric meter number for the amount as per your wish. For this purpose they are going to install new pre-paid meters at homes.

REAL ESTATE: from 1st April 2019, New GST rates are going to be applicable in real estate sector 
  •         GST of 1% applicable on low-cost houses.
  •           GST of 5% applicable for houses of higher category.
  •            At present GST of these categories are at 8 % and 12%.


PROVIDENT FUND  : From 1st April 2019, employees no need to submit a separate application for transfer of Provident Fund (PF) account while changing jobs. There will be new automated system of EPFO for EPF transfer of funds, this system will be activated shortly. 

MOTOR CYCLES :  For riders safety measures, All motor cycles above 125 cc capacity must have an Anti-lock Braking  System (ABS).  This feature generally found in cars of  high end versions. And for bikes upto 125 cc, a combi braking system will be mandatory.  

TRAIN TICKETS :  Good news is that, if you miss boarding a train, then the cost of your ticket’s will be refunded. Now it became easy to link two PNR numbers provided the passenger information on To and From tickets should be the same.

Please check for more details and get updated yourself. 

Saturday, March 23, 2019

IPL 2019 Match Schedules and Team Squad


IPL 2019 Time Table and Team squad:

Cricket fans eagerly waiting for the IPL- Indian Premier League.  The dates of the 12th season of the Indian Premier League  ie.,  IPL 2019 have been announced by BCCI . Now IPL 2019 is ready for entertaining its audience.

IPL 2019 Match Schedules and Team Squad

 The first match will be played today ie March 23. In IPL 2019, a total of 8 teams will participate. Only a few days after the IPL, the World Cup is also 2019. There is a different enthusiasm in the people about the IPL. This is the reason people want to know before the beginning of IPL 2019 that they will be able to watch the IPL 2019 broadcasts on the country and abroad, and where the live streaming of these matches will be. So, before the IPL 2019 Season 12 starts, let us have all this information so that you can take full advantage of the Indian Premier League 2019.

Match will be played from March 23-May 12

The matches will start from March 23 and the schedule for the first part has  been released. There will be a total of 17 matches in the first division. Due to the Lok Sabha elections, schedule of the second part will be released later. Talking about the IPL 2019 teams, 8 teams are participating in this. Below is the IPL 2019 match time tables.
Two months from now, it is going to be very special for cricket lovers. Because the IPL season 12 starts with a bang. Today the first match will be between Chennai Super Kings and Royal Challengers Bangalore, but the special thing about the IPL 2019 is that there will be no opening ceremonies this time. In fact, it has been decided to not open the inaugural function of the IPL 2019 to express condolences to the CRPF jawans who were killed in the Pulwama attack on February 14. Although a military band will definitely perform at the stadium before the first match. Let us know that this is the 12th season of the IPL, in which total 8 teams will play in this tournament. Today the first match will be played between Chennai Super Kings and Royal Challengers Bangalore.
There is a lot of enthusiasm about the IPL 2019 in the audience. It is being said that the entire amount of Opening Ceremonies will be given to the families of the martyrs of the CRPF jawans. Apart from this, all the players from Chennai Super Kings have also decided to give their first match fees to the families of the martyrs.

Who Has the Rights of IPL 2019 Broadcasting Rights? (IPL 2019 Broadcast Channels List) :

Last year, Broadcasting Rights of IPL or Broadcasting rights were purchased by Star Sports Network for 16,347.50 crores. This agreement is valid for five years. It will last from 2018 to 2022. This means that on the Star Sports Network you will be able to enjoy IPL 2019 too.  Apart from India, the broadcast rights of the IPL in the countries of the Indian subcontinent like Sri Lanka, Bangladesh, Nepal, Bhutan and Maldives are with the Star Sports Network. The IPL 2019 can be seen on Live Streaming Hotstar app (hotstar) or www.hotstar.com. These broadcasts will be done in 7 languages ​​Hindi, English, Kannada, Telugu,Tamil, Malayalam and Bengali.

How to see IPL  2019 in  United States ?
In the United States and Canada, the live broadcast of the IPL 2019 will be live telecasted. For this, Broadcasting Rights has been won by Willow Network. Super Sport in South Africa

The IPL , COO (Chief Operating Officer) and his team have prepared the program after hard work. Thanks to the hard work of their team, the first time in the election year, the IPL is being organized inside  the country without going to foreign land.  IPL matches were played in South Africa in the year 2009 and the inaugural IPL matches in UAE in 2014. In such a situation, this year's annual fair of fast food is a big achievement for the Board.
Below is the IPL 2019 timetable: (source IPLT20.com)




IPL 2019 Overview :

This year the competition is ought to become fierce as all teams are really good.
KKR is as balanced as it could ever be and planning to take their 3rd title.
RCB is another team  looking to break their drought. 
Delhi Capitals got plenty young Indian batting squad.
Kings XI Punjab  have fantastic spinner & strong batting lineup.
Rajasthan Royals has backing of their strong pacers.
Mumbai is also a good team which has been consistent team.
Chennai Super Kings have retained their last majority of the squad.
Now the team to talk, the Sunrisers Hyderabad are mighty as a mammoth once again. 
This year its going to be anybody‘s IPL, so let just sit and enjoy, hoping the best team wins. 

Friday, March 22, 2019

World Water Day- 22 March and Need of the Hour

On the day of  World Water Day, 22nd March we should think of the importance of water in our lives.  Water is an integral part of the environment. Water is a very important source of our life, for this reason, it is said that water is life. Without water, life on earth cannot be imagined. Water is one of the basic requirements of human beings. We have 71 per cent of water in our soil but only 3 per cent is enough for drinking.
World Water Day- 22 March and  Need of the Hour
World Water Day- 22 March and  Need of the Hour

World Water Day and its Importance.


Water is the source of life,  Water is life there is no life without water.  Life without water cannot be imagined. The importance of water is increasing day by day because the water is continuously decreasing. The amount of water on earth that is 1% of all water is potable for drinking. Yet people often waste a lot of water. That's why we should save more than water or else the day is not far when we have to struggle for a drop of water.
The scientific and technological progress of the last two hundred years has made man's life very convenient. Due to the Industrial Revolution, the lives of millions of people have been happier. Due to the discovery of new drugs, human life is getting longer and mortality is decreasing.
Thus we know that this mechanical era has given us a lot. But if we look at our surroundings, then we realize that this progress is only poisoning in our lives. There is also a form of this poison spreading around the pollution.
Types of pollution: There are many types of pollution - water pollution, air pollution, land pollution, noise pollution etc. All types of pollution are fatal but water pollution has greatly affected the people of our country. Water pollution is used to find such substances in rivers, lakes, ponds, groundwater and ocean water, which does not qualify for the use of living organisms and animals, becomes unfit for our consumption.
The reason for water pollution: One of the main reasons for water pollution is our industries. The chemical garbage of our industries, factories leave their waste to the rivers and lakes directly. The waste which is released in rivers and ponds is very poisonous and it makes the water of rivers and lakes poisonous.

Due to water contamination of rivers and lakes, the living creatures living in it die and if the animal drinks an animal or a human, then the animal dies and man becomes a victim of many diseases. Apart from the industry, there are many more reasons which cause water pollution.

The garbage that comes out of our cities and villages is thrown into rivers and lakes. In today's times, people also use chemical fertilizers and medicines in agriculture, due to which the sources of water are very much affected. When the contaminated water of the rivers gets in the sea, the water of the sea also becomes contaminated.

When the plastic pile increases, it is thrown into the sea. Occasionally when the accident occurs, the fuel of the vessels spreads in the sea, which leads to higher water pollution. This oil spreads across the ocean and makes a layer on the water. Because of this, many creatures living in the sea dies.

When people bath in lakes and river which makes the water becomes contaminated. When the dirty water of rivers and drains is found in the water, the water becomes contaminated. When water is stagnant in one place and water gets contaminated due to garbage in it.

People wash clothes and utensils on river beds with soaps,  utensils are dirt and the water with the detergent gets mixed in all the rivers and ponds, due to which the water becomes contaminated And this is the cause of destruction.

Some people pack the remaining or spoiled food to the garbage bag and throw it in the water, which makes them contaminate in the river or pond water. Those who are settled near the rivers or reservoirs, they throw in the water.

Few people burn the garbage, so there are gas and dust in the air and all of them are mixed with rainwater and wherever water is stored, thereby water pollution increases. When the atom is tested in water then there are some nuclear particles found in it which contaminate water.

Problems or effects of water pollution: Water pollution has become a very serious problem in the modern era. The people who lived in earlier days used to drink the water directly from rivers and ponds.   People who drink river water became victims of many diseases. Even millions of people suffer from drinking water problems.

By consuming contaminated water, humans have to deal with problems related to cholera, peptic and abdominal diseases. In humans, not only contaminated water, but also lactate and glaucoma, which leads to disease. When atomic tests are done in the oceans, at that time some nuclei particles are found in the ocean, due to which the equilibrium of the ocean along with the oceans and the vegetation of the sea is also deteriorated.

When the residual material, while heating water in the factories, the atmospheric temperature also goes up, due to which the number of organisms and vegetation there starts decreasing and the aqueous environment becomes unbalanced. If there is water pollution in the same way, the need for clean water cannot be fulfilled.
The solution for water pollution: Governments should take immediate steps to stop water pollution.  Not to allow throwing garbage and plastic into the environment and ocean. Which needs to be recycled or use them to generate energy. The factories which have more pollution needs to be made to reduce water pollution and treat their wastewater and make it potable water. Where there is water, there we need to preserve that ecosystem.

Prevention of water pollution: The government should put restrictions on the factories and industries to put wastes in the rivers. The garbage that comes out of the city should not be allowed to be filled properly without water. In the fields, the use of organic fertilizers should be restricted. Governments should encourage more organic farming.

People should be prohibited from washing clothes on rivers or lakes, in order to safeguard the water of the lakes and to make it potable.

The people should stop bathing their cattle in ponds because the water of the pond is stable and due to the bathing of animals, the water gradually becomes dirty and then it is not useful in any way. People should also stop bathing because they use soap or shampoo while bathing, which increases water pollution.

Use minimal chemicals while household cleaning so that they can not contaminate it by going into the ground. In cities, towns and villages, at least once a year, ponds and rivers should be cleaned and silt should be removed from the ponds and lakes.
World Water Day- 22 March and  Need of the Hour


How to save water - Save Water


Here we insist following small changes to be included in our lifestyle, which results in saving water enormously.

  1. We should always use small glasses for drinking water if there is water left in the glass should be used for another cleaning, washing, gardening purposes. Small glasses will save water.
  2. Likewise, after washing the vegetables, the residual water should for gardening purpose etc.
  3. Use the bucket to wash the car.
  4. Opt for bucket bath instead of using the shower.
  5. Install the showerheads which let out less water and can save water.
  6. Fix the leakage in tap, pipes.
  7. Use the washing machine to its fullest capacity.
  8. Turn off the tap while shaving and brushing.
  9. Water drain outlets of the cooler can be directed to the garden.


UNITED NATIONS STUDY -

2018 Water Development Report by the United Nations states that in the world, half of the world's 3.6 billion people, ie half of the population, are craving for water for at least one month every year. This report has been submitted before World Water Day on March 22. The report warns that the number of people suffering from water crisis can reach 5.7 billion by 2050. UNESCO Director-General Adray Azole has said in Brazil while presenting the report, if we do not do anything then more than five billion people by the year 2050 should be living in such an area, there will be a very poor supply of water.

According to the report, the consumption of water has increased six times in the last century,  there is an increase of 1% water usage every year. Obviously, population change, economic development, and change in the way of consumption will increase the need more. This demand will be more in the countries of developing and emerging economies. The New York City of America is pushing the reservoir e-defence, forest conservation and environment-friendly agriculture to deal with the problem of water. At the same time, China is promoting the sponge city project, which seeks to bring more rainwater into the ground so that the groundwater level is increased. If the world encourages green policy water by learning from it, then agriculture production will increase by 20%.

World Water Day- 22 March and  Need of the Hour


NEED OF THE HOUR:

Water is life, it is our good to save this water. That is why we have to increase the area of forests and also to plant trees in cities. One drop of water is valuable to us. It should be used only. Considering both the government and the society as its own responsibility, there is a dire need to work to save the wells and ponds along with rainwater harvesting.

Water pollution needs to be taken the form of emergency in today's time. In such a situation, we have to take concrete steps immediately. If we want to keep water sources safe in the future and give clean water to the next generation, we will have to take steps to overcome this problem from this time on. If we delay this matter, then it will prove to be more fatal.

Thursday, March 14, 2019

Search your name in the Voter list for General Elections 2019

Search your name  in the Voter list for General Elections 2019


Check your name in the voter list from your mobile in two minutes.

The Lok Sabha elections are coming in few months in May 2019. People will vote in the General Election to select their favourite and the eligible candidate or party. It is also our legal rights and moral responsibility to vote.  All the political parties are preparing for the elections and in the meantime, it is also necessary that you also prepare to vote, but you can vote only if you have a name in the voter list or the voter list.  But do you know that the voter list is prepared before voting in the election, in which only you can vote if your name is registered in the Voters List? Many times it happens that during the last election you have a name in the voter list, but the next election your name is selected in the voter's list. You can check your name in the voter list in following easy method by sitting at home.


Search your name  in the Voter list for General Elections 2019

Check out your name in the voter list from the mobile

1. First of all, open www.nvsp.in website of national voter service in any browser of mobile.
2. There will be a search option on the left side of the website, click on it then a new window will open.
3. There will be two options for searching the names in the voter list on the new window.
a) The first method can be searched by giving information about your name, father's name, state, date of birth, assembly area etc.  
b) In the second method, your name can be searched with the help of your voter identity card number.
4. By whatever information you find convenient, fill in the information required in it, your name can be seen in the searched voter list.
5. After entering the information, after entering the code, click on Search.
6. Now if your name is in the voter's list then it will appear on the screen.
7. People of Bihar, Andhra Pradesh and Tamil Nadu can also send their message to check their name in the electoral roll.
8. For this purpose, they need to send an SMS  to 56677 by writing ELE (10 digit voter identification number). This message will be charged for Rs.3.

India General Elections State Wise Schedule- 



Search your name  in the Voter list for General Elections 2019

Wednesday, March 6, 2019

Tesla's Model Y - Elon Musk announces -" going to be unvieled on March 14.

Tesla's Model Y - Elon Musk announces -" going to be unvieled on March 14.


American electric car maker company Tesla's CEO , Elon Musk is going to unveil its  first Cross over electric SUV 'Model Y'. Allen will present his electric crossover at Los Angeles Design Studio on March 14, where the car's specification and price will be announced. Elon gave this information on Sunday to his fans via his twitter account. This will be the Fifth electric car  and Second SUV of the company, which started manufacturing electric vehicles in 2003.

In  tweet handle Mr. Elon Musk told ...
Through the tweet, Elon Musk said that the 'Model Y' SUV will be about 10 percent larger than Tesla's most popular electric car 'Model 3', which would be slightly higher than its 'Model 3'.
While answering the questions asked by Followers on Twitter, he said that in this new vehicle of Tesla, the 'Falcon Wing' would be Normal Doors rather than Door.
Musk recently announced to sell the base variant of its electric sedan Car Model 3 for $ 35,000 i.e. around 25 lakh rupees. After which Elon is going to present his new SUV.

The specialty of Tesla Model 3 ...

Fuel:                 Electric
Transmession: Automatic
Range :            220 miles (355 km)
Top speed:      130 mph
Acceleration:   0-60 mph in 5.6 seconds
Price   : $35,000   OR Rs.25 Lakhs

Tesla Model Y carries  75% its features will be from 'Model 3', which is currently the company's most affordable car. However the range of 'Model Y' will be slightly lower than 'Model 3'.

Elon informed through tweets that the test drive of the car can also be taken at the event, so it can be estimated that the company has prepared its pre-production prototype model.


Saturday, February 23, 2019

OnePlus 7 Specifications and Launch Date

Recently launched its new flagship OnePlus 6. People are also very fond of this phone, and the news is that OnePlus has got ready to make its new smartphone. It is being said that OnePlus's next flagship OnePlus 7 will be equipped with 5G network support and if this really happens then OnePlus 7 will be the world's first 5G support smartphone. However, Nokia and chipset producer Qualcomm is also working on a 5G smartphone.

OnePlus 7 Specifications and Launch Date

OnePlus 7 Specifications and Launch Date 

The company has not yet provided any information about the launch of OnePlus 7, but many leak reports have started to appear on the internet about OnePlus 7. The company last year launched the OnePlus 6T smartphone, which has had great success worldwide. According to a recent leak, the company can make major changes in the design of OnePlus 7. Even in the smartphone, the front camera may also be replaced.
According to reliable sources,  OnePlus – CEO,  Pete Lau said in the Mobile World Congress in Shanghai that he is working on a phone that will be 5G support and the phone will be launched in the US in 2019. Although Lau did not disclose the name of the phone that the phone's name is OnePlus 7 or something else.
Explain that smartphone manufacturers in partnership with the network provider companies in the US share the same with the company's SIM and the phone is available in the market. If that happens, then OnePlus 7 will be the first phone sold in the US. At the same time, many reports are claiming that the OnePlus 7 will get a pop-style camera and the in-display fingerprint sensor will be available.
Last month, in October 2018, OnePlus had said that it could launch 2 flagship smartphones with 5G connectivity next year. Company CEO Karl Pei reaffirmed this in a conversation with PC Mag and said that he is also talking in the US about launching a 5G smartphone next year.
Since then the discussions started to occur that the company's upcoming handset i.e. OnePlus 7 could be a smartphone that would support 5G, but according to a report by CNET Spain, it is not so. According to this report, Chinese smartphone maker OnePlus will surely bring 5G support to its new smartphone, but OnePlus will have a new series of smartphones through this smartphone. This means that the news about the OnePlus 7 that the company has, there will be an absence of the 5G slots.


Specifications of OnePlus 7              (rumored)

OnePlus 7 Specifications and Launch Date


DISPLAY:

The OnePlus 7 has 6.4-inch bezel-less Optic AMOLED FHD display with 1080x2280 pixel screen resolution with a high density of 394 PPI. OnePlus 7 has an aspect ratio of 19:9. Also, its display is protected with Gorilla Glass 5.

CAMERA:

OnePlus 7  has a triple primary camera setup with 24MP+12+8MP resolutions lenses, they can capture superb pictures with a wide angle coverage. OnePlus 7 camera setup is capable of 4K video recording at 60fps.  For better selfies, you can relay on its 24MP front selfy camera with screen flash.

BATTERY AND CONFIGURATION :

OnePlus 7 will have 4150 mAh Li-Po battery with dash charging support.  
OnePlus 7 is built with an Octa-core processor ( includes three Kryo 385 processors-2.85 GHz Single core, 2.42 GHz, Tri-core and 1;8 GHz, Quad core, Kryo 485).  The processors come with 6 GB RAM which promises easier multi-tasking and excellent performance. This entire configuration is built on Qualcomm Snapdragon 855 chip system.

STORAGE :
OnePlus 7 comes with 64 GB fixed internal storage. There will be no option for the extended memory card slot.

CONNECTIVITY
OnePlus 7 will have the connective capability for 4G LTE, VoLTE, WiFi and latest Bluetooth v5.0.  A-GPS based connectivity available. OnePlus 7 supports NFC which comes with USB type-C. It also has a 3.5mm audio jack.
In addition to the OnePlus 7, we can see the Qualcomm Snapdragon 855 processor. Along with the phone, Ultra Sonic Fingerprint Scanner, Android 9.0 Pie, Triple Rear Camera Setup can also be seen. OnePlus 7 smartphones may be launched in May or June this year. The announcement regarding this smartphone can be in MWW 2019

PRICE:

In India OnePlus 7 is expected to be priced at Rs.39,990/-,  In other places, it is expected to be priced $559 / £499 / AU$599 with respective Country and currency.

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